Cantonal bank Prepaid Card

The entry-level card – easy cashless payments.

Go to the cantonal banks

Services

Cashless payments
Accepted worldwide: Your credit card is welcomed at over 43 million points of sale worldwide.

Contactless payment
Wherever you see the contactless symbol, you can briefly hold your credit card up to the payment terminal and that's it, you've paid. For small amounts you don't even have to enter your PIN; it's easy, quick and secure.

Buying online
Registering for 3-D Secure is essential if you want to securely buy and pay online, whenever you like. You only need to register once in VisecaOne.

Bonus programme
surprize (only available for CHF cards)

VisecaOne online services
VisecaOne is the online service for easy and secure payment on the Internet. VisecaOne enables you to conveniently check and confirm online payments via a smartphone app (3-D Secure). Viseca Masterpass is a digital wallet developed by Mastercard. There's no need to enter your card details and delivery address, as these are stored. Masterpass is automatically activated in your VisecaOne account.

Special points
For ages 18 and over (youth, ages 14 and over)

Insurance

Best-price guarantee
Have you just bought a new television and within 14 days found out that somewhere else is selling it cheaper? If you paid for your purchase with your credit card, the price difference will be refunded to you up to CHF 1,000 per year.

Other services

Free electronic statement
Instead of a paper statement (for which a charge is made), you can choose to receive your monthly statement electronically as a PDF file. Activate this service in your VisecaOne customer portal.

Option of receiving your paperless statement as a PDF in VisecaOne (ISR/direct debit) or as an e-invoice directly in e-banking (ISR).

SMS services
Monthly text message with your current card balance, free for customers with electronic billing
 

Payment types
Payment slip (ISR)
Direct Debit/Debit Direct

Securicard and SecuricardPlus
Securicard is a card blocking and key finder service, for which a charge is payable. Securicard blocks all your registered credit, debit and customer cards for you, including your ID card and your SIM card.

Liability in the event of theft/loss
Provided you take due care, you are not liable for financial damages. In the event of loss or unauthorised use of your card, contact our Customer Service immediately.

Fees

Annual fee
CHF 50
EUR/USD 25

Free of charge for young people

Replacement card worldwide
CHF/EUR/USD 20, in Switzerland generally within two working days, abroad three to six working days.

Commission for cash withdrawals

4%, min. CHF/EUR/USD 10 at ATMs and bank counters worldwide


Transactions in foreign currency
Amount at exchange rate + 1.75% processing fee

Transactions in CHF abroad
Amount + 1.75% processing fee (does not apply to EUR/USD cards)

Mailing of paper statement
CHF/EUR/USD 2 per invoice

General Terms and Conditions and documents