Raiffeisen Prepaid Card

The entry-level card – easy cashless payments.

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Cashless payments
Accepted worldwide: Your credit card is welcomed at over 43 million points of sale worldwide.

Contactless payment
Wherever you see the contactless symbol, you can briefly hold your credit card up to the payment terminal and that's it, you've paid. For small amounts you don't even have to enter your PIN; it's easy, quick and secure.

Buying online
Registering for 3-D Secure is essential if you want to securely buy and pay online, whenever you like. You only need to register once in "one".

Rewards programme

"one" online services
"one" is the online service for easy and secure payment on the Internet. "one" enables you to conveniently check and confirm online payments via a smartphone app (3-D Secure). Viseca Masterpass is a digital wallet developed by Mastercard. There's no need to enter your card details and delivery address, as these are stored. Masterpass is automatically activated in your "one" account.

Special points
CHF: age 18 and over (young people aged 14 and over with signature of legal representative)
YoungMemberPlus card


Best-price guarantee
Have you just bought a new television and within 14 days found out that somewhere else is selling it cheaper? If you paid for your purchase with your credit card, the price difference will be refunded to you up to CHF 1,000 per year.

Other services

Free electronic statement
Instead of a paper statement (for which a charge is made), you can choose to receive your monthly statement electronically as a PDF file. Activate this service in your VisecaOne customer portal.

Option of receiving your paperless statement as a PDF in VisecaOne (ISR/direct debit) or as an e-invoice directly in e-banking (ISR).

SMS services
Monthly text message with your current card balance, free for customers with electronic billing. Check your available credit card limits and much more. Simple and convenient – a real benefit.

Payment types
Payment slip (ISR)

Securicard and SecuricardPlus
Securicard is a card blocking and key finder service, for which a charge is payable. Securicard blocks all your registered credit, debit and customer cards for you, including your ID card and your SIM card.

Liability in the event of theft/loss
Provided you take due care, you are not liable for financial damages. In the event of loss or unauthorised use of your card, contact our Customer Service immediately.


Annual fee

CHF 50

Free of charge for YoungMemberPlus

Replacement card worldwide
CHF/EUR/USD 20, in Switzerland generally within two working days, abroad three to six working days.

Commission for cash withdrawals
4%, min. CHF/EUR/USD 10 at ATMs and bank counters worldwide

Raiffeisen PrePaid YoungMemberPlus flat fee of CHF 5 in Switzerland and abroad.

Transactions in foreign currency
Amount at exchange rate + 1.75% processing fee

Transactions in CHF abroad
Amount + 1.75% processing fee (does not apply to EUR/USD cards)

Mailing of paper statement
CHF/EUR/USD 2 per invoice

General Terms and Conditions and documents