Comprehensive hire car insurance typically covers vehicle damage and theft. In the event of a claim, you usually still have to bear the excess. The collision damage excess waiver on hired vehicles covers the excess in case of vehicle damage or theft and is supplementary to the comprehensive insurance.
Have you ever hired a car and felt uncertain about what kind of insurance you really need for it? Comprehensive hire car insurance typically covers vehicle damage and theft. In the event of a claim, you usually still have to bear the excess. The collision damage excess waiver on hired vehicles covers the excess in case of vehicle damage or theft and is supplementary to the comprehensive insurance.
The insurance covers hired vehicles with a total weight of up to 3 500 kg.
The following prerequisites must be met for the insurance to provide cover:
The following maximum insured sum applies per event:
There is no policy excess.
The insurance is included in the annual fee of your Viseca Card and does not incur any additional costs.
The insurance is included with the following Viseca credit cards and combined payment cards with credit function:
Coverage applies worldwide as well as in Switzerland.
The insurance covers the contractually agreed excess incurred due to damage to the rental vehicle or due to theft of the rental vehicle during the rental period.
The deductible is the amount that must be paid by the renter of a vehicle in the event of a claim.
Items excluded from the insurance cover include the following:
Please contact your car hire firm in order to discuss how to proceed and have a damage report drawn up. Send the claims form (allianz-travel.ch/viseca) and the necessary documents noted on it to the insurer as soon as possible. If you have any questions, contact the insurer on +41 44 283 38 05.
Send the claims form (allianz-travel.ch/viseca) and the following documents to the insurer as soon as possible:
No. To benefit from insurance cover, you must use a Viseca credit card or, as a mandatory requirement, the credit function of a combined payment card to pay for at least 60% of the vehicle hire.
The exact conditions can be found in the Conditions of Insurance for Viseca Card Services SA payment cards (private cards).
Find out more about the benefits of your Viseca Platinum credit card here.
Visa Platinum General Terms and Conditions of Insurance