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            <loc>https://www.viseca.ch/it/clienti-aziendali/corporate-card/conteggio-flessibile</loc>
            <lastmod>2025-03-24</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/assicurazione-bagagli</loc>
            <lastmod>2025-08-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/clienti-aziendali/servizi/assicurazioni/ritardo-del-bagaglio</loc>
            <lastmod>2026-03-31</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/google-pay-verwalten-it/ho-perso-il-mio-dispositivo-mobile-su-cui-e-attivata-google-pay-cosa-devo-fare</loc>
            <lastmod>2024-05-24</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/fitbit-pay-verwalten-it/ho-perso-il-mio-smartwatch-cosa-devo-fare</loc>
            <lastmod>2021-01-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/garmin-pay-verwalten-it/ho-perso-il-mio-smartwatch-cosa-devo-fare</loc>
            <lastmod>2021-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/fidesmo-pay-verwalten-it/ho-perso-il-mio-wearable-fidesmo-pay-cosa-devo-fare</loc>
            <lastmod>2024-06-21</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/swatch-pay-verwalten-it/ho-perso-il-mio-orologio-swatchpay!-cosa-devo-fare</loc>
            <lastmod>2021-01-29</lastmod>
            
            
        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/garmin-pay-it/ho-dimenticato-il-mio-codice-personale-di-sicurezza-o-ho-digitato-piu-volte-un-codice-errato-come-p</loc>
            <lastmod>2021-01-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/apple-pay-verwalten-it/posso-attivare-piu-carte-per-apple-pay</loc>
            <lastmod>2021-01-14</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/applepay-it/la-mia-transazione-con-apple-pay-e-stata-rifiutata-cosa-devo-fare</loc>
            <lastmod>2021-01-14</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/google-pay-it/la-mia-tranazione-con-google-pay-e-stata-rifiutata-cosa-devo-fare</loc>
            <lastmod>2021-01-14</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/samsung-pay-it/la-mia-transazione-con-samsung-pay-e-stata-rifiutata-cosa-devo-fare</loc>
            <lastmod>2021-01-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/swatch-pay-it/la-mia-transazione-con-swatchpay!-e-stata-rifiutata-cosa-devo-fare</loc>
            <lastmod>2021-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/mma/subscribe/mma-subscribe-18</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/mma/subscribe/mma-subscribe-20</loc>
            <lastmod>2026-02-02</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizio-clienti/supporto/surprize</loc>
            <lastmod>2025-04-02</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/carte-di-credito/visa-platinum</loc>
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        </url><url>
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        </url><url>
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        </url><url>
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            <lastmod>2021-01-14</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/fitbit-pay-zahlen-it/come-si-effettua-un-pagamento-con-fitbit-pay</loc>
            <lastmod>2021-01-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/garmin-pay-zahlen-it/come-si-effettua-un-pagamento-con-garmin-pay</loc>
            <lastmod>2021-01-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/google-pay-zahlen-it/come-si-effettua-un-pagamento-con-google-pay</loc>
            <lastmod>2022-07-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/samsung-pay-zahlen-it/come-si-effettua-un-pagamento-con-samsung-pay</loc>
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        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/clienti-aziendali/servizi/assicurazioni/assicurazione-bagagli</loc>
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            <loc>https://www.viseca.ch/it/servizi/assicurazioni/ritardo-del-bagaglio</loc>
            <lastmod>2025-09-11</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/fidesmo-pay-verwalten-it/ho-perso-il-mio-wearable-fidesmo-pay-e-il-mio-smartphone-cosa-devo-fare</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/garmin-pay-verwalten-it/ho-perso-sia-lo-smartwatch-che-lo-smartphone-cosa-devo-fare</loc>
            <lastmod>2021-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/fitbit-pay-verwalten-it/ho-perso-sia-lo-smartwatch-che-lo-smartphone-cosa-devo-fare</loc>
            <lastmod>2021-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/swatch-pay-verwalten-it/ho-perso-il-mio-orologio-swatchpay!-e-il-mio-smartphone-cosa-devo-fare</loc>
            <lastmod>2021-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/samsung-pay-verwalten-it/kann-ich-mehrere-karten-fur-samsung-pay-aktivieren</loc>
            <lastmod>2021-01-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/apple-pay-verwalten-it/posso-raccogliere-punti-surprize-anche-pagando-con-apple-pay</loc>
            <lastmod>2021-01-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/fidesmo-pay-it/la-mia-transazione-con-un-wearable-e-stata-rifiutata-cosa-devo-fare</loc>
            <lastmod>2024-06-07</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/fitbit-pay-it/la-mia-transazione-con-fitbit-pay-e-stata-rifiutata-cosa-devo-fare</loc>
            <lastmod>2021-01-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/garmin-pay-it/la-mia-transazione-con-garmin-pay-e-stata-rifiutata-cosa-devo-fare</loc>
            <lastmod>2021-01-29</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/carte-di-credito/carta-prepaid</loc>
            <lastmod>2024-04-03</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/servizi/sicurezza/truffa-furto-di-dati</loc>
            <lastmod>2026-01-29</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/carte-di-credito/carte-speciali/gold-international-in-eur-usd</loc>
            <lastmod>2025-06-12</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/top-5-faq-it/di-cosa-ho-bisogno-per-iscrivermi-a-one</loc>
            <lastmod>2021-08-04</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/google-pay-verwalten-it/con-quali-carte-di-viseca-si-puo-utilizzare-google-pay</loc>
            <lastmod>2021-01-14</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/per-quanto-tempo-e-valido-un-codice-sms</loc>
            <lastmod>2019-12-18</lastmod>
            
            
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            <lastmod>2021-08-19</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-19</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-14</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/carte-di-credito/carte-speciali/flying-blue-world</loc>
            <lastmod>2025-10-28</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/franchigia-per-noleggio-auto</loc>
            <lastmod>2025-08-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi-digitali/mobile-payment</loc>
            <lastmod>2025-05-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/clienti-aziendali/carta-viaggi-e-carta-dacquisto</loc>
            <lastmod>2025-08-28</lastmod>
            
            
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            <lastmod>2024-06-07</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/fitbit-pay-verwalten-it/come-posso-bloccare-o-rimuovere-una-carta-attivata-per-fitbit-pay</loc>
            <lastmod>2021-01-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/garmin-pay-verwalten-it/come-posso-bloccare-o-rimuovere-una-carta-attivata-per-garmin-pay</loc>
            <lastmod>2021-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/swatch-pay-verwalten-it/come-posso-bloccare-o-rimuovere-una-carta-attivata-per-swatchpay!</loc>
            <lastmod>2021-01-16</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/one-sara-sottoposta-a-nuovi-sviluppi</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-17</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-20</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/servizi-digitali/click-to-pay</loc>
            <lastmod>2025-05-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/clienti-aziendali/servizi/assicurazioni/estensione-della-garanzia</loc>
            <lastmod>2026-03-31</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/servizi/assicurazioni/assicurazioni-infortuni-mezzi-trasporto</loc>
            <lastmod>2025-08-15</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/carte-di-credito/visa-mastercard-prepaid</loc>
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-21</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-24</loc>
            <lastmod>2025-09-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/24-h-assistance</loc>
            <lastmod>2025-08-18</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/clienti-aziendali/servizi/assicurazioni/assicurazione-shopping-trasporto</loc>
            <lastmod>2026-03-31</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/face-id-funziona-anche-per-la-app-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-35</loc>
            <lastmod>2025-09-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-23</loc>
            <lastmod>2025-07-01</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/servizi/assicurazioni/estensione-della-garanzia</loc>
            <lastmod>2025-12-16</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/clienti-aziendali/servizi/assicurazioni/consulenza-legale-telefonica</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-24</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-25</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/garanzia-miglior-prezzo</loc>
            <lastmod>2025-08-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/clienti-aziendali/servizi/assicurazioni/protezione-giuridica-contrattuale</loc>
            <lastmod>2026-03-31</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/cos-e-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-26</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-29</loc>
            <lastmod>2025-07-01</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/servizi/assicurazioni/assicurazione-shopping-trasporto</loc>
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-gestire-piu-carte,-anche-di-tipo-diverso,-nel-mio-account-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/clienti-aziendali/servizi/assicurazioni/protezione-giuridica-viaggi</loc>
            <lastmod>2026-03-31</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-30</loc>
            <lastmod>2025-07-01</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-27</loc>
            <lastmod>2025-03-20</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/non-ho-ricevuto-il-codice-di-registrazione-cosa-devo-fare</loc>
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            <loc>https://www.viseca.ch/it/servizi/assicurazioni/spese-ricerca-salvataggio</loc>
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            <lastmod>2025-03-20</lastmod>
            
            
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/ho-perso-il-mio-codice-di-registrazione-o-non-e-piu-valido-cosa-devo-fare</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/clienti-aziendali/carte-di-credito/mastercard-commercial-oro</loc>
            <lastmod>2025-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/assicurazioni-biglietti</loc>
            <lastmod>2026-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-44</loc>
            <lastmod>2022-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-3</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/conto-sicuro-online</loc>
            <lastmod>2026-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/perche-ricevo-un-codice-di-registrazione-per-una-carta-per-partner-o-carta-supplementare-non-intesta</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-28</loc>
            <lastmod>2025-09-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01_07</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/protezione-giuridica-online</loc>
            <lastmod>2026-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/perche-il-codice-di-registrazione-non-e-fornito-direttamente-al-partner-o-al-titolare-della-carta-su</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-47</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-6</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/home-assistance</loc>
            <lastmod>2026-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/devo-anche-registrare-le-carte-per-partner-o-supplementari-intestate-ad-altre-persone</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-51</loc>
            <lastmod>2025-09-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-9</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/assistance-veicoli</loc>
            <lastmod>2026-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/devo-registrare-le-carte-per-partner-o-le-carte-supplementari-separatamente</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-53</loc>
            <lastmod>2025-09-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-12</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi/assicurazioni/servizio-concierge</loc>
            <lastmod>2026-01-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/perche-ricevo-un-codice-di-attivazione</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/a-cosa-serve-il-codice-qr-durante-l-attivazione</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-11</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-11</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/perche-devo-iscrivermi-a-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-26</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-12</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/perche-al-momento-dell-iscrizione-devo-accettare-le-condizioni-d-utilizzo-di-visecaone</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-12</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-13</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/perche-myaccount-e-stato-disattivato</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-17</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-14</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/non-ho-uno-smartphone-cosa-devo-fare-per-iscrivermi</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-13</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-15</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/che-vantaggi-mi-offre-one-rispetto-a-myaccount</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-14</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-18</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/su-quali-smartphone-posso-usare-l-app-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-15</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-21</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/non-riesco-a-scaricare-l-app-perche-non-ho-abbastanza-spazio-disponibile-su-disco</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-20</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-24</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/non-riesco-a-installare-l-app-perche-le-impostazioni-di-base-data-ora-non-sono-corrette-cosa-devo-f</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-23</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-27</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-installare-visecaone-su-diversi-smartphone-e-tablet</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-it</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-usare-one-sul-mio-tablet-con-carta-sim-se-uso-questo-dispositivo-invece-dello-smartphone</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-19</loc>
            <lastmod>2025-09-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-20</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-11</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/come-faccio-a-installare-l-app-one-sul-mio-orologio-ios</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-12</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/perche-per-attivare-l-app-non-e-necessario-accettare-le-condizioni-generali-(cg)</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-it</loc>
            <lastmod>2025-09-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-47</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-13</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/requisiti-tecnici-per-l’utilizzo-di-one-(web-e-app)</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-21</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-14</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/dove-trovo-le-condizioni-d-utilizzo-di-one-nell-app</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-22</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-15</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/il-riconoscimento-delle-impronte-digitali-funziona-anche-per-l-app-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-23</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-16</loc>
            <lastmod>2025-07-03</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/il-touch-id-funziona-anche-per-l-app-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-24</loc>
            <lastmod>2025-04-29</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-19</loc>
            <lastmod>2025-08-26</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/cosa-devo-fare-per-impostare-le-notifiche-push</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-29</loc>
            <lastmod>2025-04-29</lastmod>
            
            
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            <lastmod>2025-08-26</lastmod>
            
            
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            <lastmod>2019-12-18</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-25</loc>
            <lastmod>2025-04-29</lastmod>
            
            
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            <lastmod>2025-07-03</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-disattivare-l-app-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-26</loc>
            <lastmod>2025-04-29</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-it</loc>
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-riattivare-l-app-one-in-un-secondo-momento</loc>
            <lastmod>2019-12-18</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-27</loc>
            <lastmod>2025-04-29</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-1</loc>
            <lastmod>2025-07-03</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/cosa-devo-fare-se-ho-erroneamente-cancellato-l-app-one-sul-mio-smartphone</loc>
            <lastmod>2019-12-18</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-32</loc>
            <lastmod>2025-04-29</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-usare-l-app-one-anche-all-estero</loc>
            <lastmod>2019-12-18</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-35</loc>
            <lastmod>2025-04-29</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/07-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/cosa-s-intende-per-prenotazione</loc>
            <lastmod>2019-12-18</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-38</loc>
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/07-01-2</loc>
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            <loc>https://www.viseca.ch/it/general/faqs/archiv/di-cosa-ho-bisogno-per-iscrivermi-a-one</loc>
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-41</loc>
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-44</loc>
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            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-23</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/08-01-12</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/cosa-devo-fare-per-minimizzare-i-rischi-quando-uso-smartphone-e-computer</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-24</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/08-01-13</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/cosa-devo-fare-quando-ricevo-una-richiesta-di-conferma-che-non-e-collegata-a-una-determinata-procedu</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-25</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/08-01-14</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/ho-ricevuto-un-invito-un-messaggio-relativo-alla-conferma-di-un-pagamento-(3-d-secure)-che-non-ho-ef</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-26</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/08-01-15</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/quanto-tempo-rimane-attiva-la-richiesta-di-conferma-nell-app</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-27</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/08-01-17</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/quali-sono-le-conseguenze-se-per-errore-eseguo-una-conferma-nella-app-o-la-eseguo-sebbene-il-contenu</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-42</loc>
            <lastmod>2025-07-07</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/08-01-18</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/sono-gia-cliente-di-viseca-perche-devo-iscrivermi-di-nuovo</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-28</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/08-01-21</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/esiste-un-elenco-dei-pagamenti-online-da-me-confermati-o-rifiutati-(3-d-secure)</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-29</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/08-01-24</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-confermare-i-pagamenti-online-(3-d-secure)-con-l-app-di-one-senza-connessione-dati</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-30</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/08-01-29</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-utilizzare-la-procedura-con-codice-sms-anche-con-uno-smartphone</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-32</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/quante-volte-posso-richiedere-il-codice-sms</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-35</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-1</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/il-mio-operatore-di-telefonia-mobile-ha-temporaneamente-bloccato-il-mio-numero-a-causa-di-una-contro</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-4</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/lo-smartphone-mi-e-stato-rubato-o-non-e-piu-in-mio-possesso-cosa-faccio</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-02-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-aprire-piu-account-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01_00-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-03-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/cosa-devo-fare-se-ho-perso-il-mio-smartphone-o-se-mi-e-stato-rubato</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-04-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/cosa-devo-fare-se-il-mio-smartphone-e-stato-hackerato</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-8</loc>
            <lastmod>2024-11-13</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-04-3</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/la-mia-carta-e-stata-bloccata-devo-registrare-nuovamente-la-carta-sostitutiva-per-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-16</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-05-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/perche-il-numero-di-cellulare-e-importante</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-9</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/ho-un-nuovo-numero-di-cellulare-come-e-dove-posso-indicarlo-e-modificare-quello-vecchio</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-4</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/ho-cambiato-operatore-di-telefonia-mobile-cosa-devo-fare</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/10-01-it</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/ho-un-nuovo-indirizzo-e-mail-come-e-dove-posso-inserirlo-o-sostituire-il-vecchio-indirizzo</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-20</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/10-01-5</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/ho-dimenticato-la-password-cosa-faccio</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-24</loc>
            <lastmod>2024-01-19</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/10-01-10</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/ho-dimenticato-il-mio-indirizzo-e-mail-cosa-faccio</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-26</loc>
            <lastmod>2024-04-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/10-01-11</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/posso-registrare-altre-carte-con-lo-stesso-nome-utente-e-password</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-32</loc>
            <lastmod>2024-05-23</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/10-01-12</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/quali-rischi-corro-quando-uso-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01-10</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/10-01-9</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/quali-carte-posso-registrare-e-utilizzare-con-one</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/10-01-15</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/ho-diverse-carte-devo-registrare-ogni-carta-separatamente</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/07-01-7</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/10-01-18</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/07-01-8</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/10-01-21</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/07-01-9</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-it</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/07-01-11</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-11</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/07-01-14</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-12</loc>
            <lastmod>2025-08-28</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/07-01-17</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-13</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-14</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-19</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-15</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-20</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-18</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-48</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-21</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-21</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-24</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-22</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-27</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-23</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-29</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-24</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/11-01-30</loc>
            <lastmod>2025-09-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-29</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/12-01-it</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-25</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/12-01-1</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-26</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/12-01-5</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-27</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/12-02-it</loc>
            <lastmod>2025-07-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-32</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/12-02-4</loc>
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            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-pacchetti-bancari/quante-volte-posso-riscuotere-un-premio-pacchetti-bancari</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/punti-surprize/dove-vengono-accreditati-i-punti-surprize-raccolti</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/clienti-aziendali/servizio-clienti/contatto/reclamo-su-una-transazione</loc>
            <lastmod>2026-01-28</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi-digitali/mobile-payment/garmin-pay</loc>
            <lastmod>2025-05-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-surprize/posso-acquistare-un-premio-anche-se-non-ho-sufficienti-punti</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-pacchetti-bancari/quando-vengono-detratti-dal-mio-conto-i-punti-surprize-riscossi</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/protezione-dei-dati/i-miei-dati-di-partecipazione-individuali-saranno-trasmessi-a-terzi</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/punti-surprize/come-faccio-a-riscuotere-i-miei-punti</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/clienti-aziendali/servizio-clienti/contatto/richieste/qr-fattura</loc>
            <lastmod>2026-02-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/punti-surprize/e-possibile-riscuotere-punti-anche-con-la-carta-supplementare</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi-digitali/mobile-payment/swatch-pay</loc>
            <lastmod>2025-05-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-pacchetti-bancari/quando-viene-effettuato-l-accredito-sul-mio-conto-privato</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/protezione-dei-dati/viseca-analizza-le-mie-attivita-sul-sito-web-one</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-surprize/dove-trovo-una-descrizione-dei-premi</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi-digitali/mobile-payment/fidesmo-pay</loc>
            <lastmod>2025-05-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-pacchetti-bancari/non-ho-ricevuto-alcun-accredito-sul-mio-conto-privato-a-chi-posso-rivolgermi</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/punti-surprize/quando-vengono-detratti-dal-conto-surprize-i-punti-riscossi</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-surprize/quali-prestazioni-di-garanzia-sono-previste-per-i-premi-acquistati</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/protezione-dei-dati/dove-vengono-conservati-i-dati-dei-partecipanti-e-come-vengono-protetti</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/servizi-digitali/mobile-payment/lista-delle-banche-participant</loc>
            <lastmod>2026-03-17</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-surprize/chi-sono-i-fornitori-dei-premi</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/protezione-dei-dati/come-posso-sapere-quali-dei-miei-dati-partecipante-vengono-trattati</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/punti-surprize/per-quanto-tempo-sono-validi-i-punti-surprize</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/punti-surprize/ho-registrato-piu-carte-principali-su-one-e-vorrei-trasferire-tutti-i-punti-raccolti-su-una-sola-di</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/protezione-dei-dati/quando-vengono-cancellati-i-dati-dei-partecipanti</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-surprize/come-vengono-forniti-i-premi</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/protezione-dei-dati/in-relazione-a-surprize,-non-desidero-essere-contattato-per-e-mail-o-tramite-push-notification-sullo</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-surprize/devo-pagare-spese-di-spedizione</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/punti-surprize/che-cosa-succede-con-i-punti-che-ho-accumulato-se-decido-di-disdire-la-mia-carta-viseca-o-di-uscire</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/punti-surprize/ho-disdetto-la-mia-carta-di-credito-prepaid-posso-chiedere-il-pagamento-in-contanti-dei-punti</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/protezione-dei-dati/come-cliente-viseca-non-desidero-ricevere-nessuna-pubblicita-come-posso-impedire-l-invio-di-pubblic</loc>
            <lastmod>2021-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-surprize/come-e-dove-posso-seguire-lo-stato-del-mio-ordine</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/premi-surprize/ho-acquistato-un-prodotto-e-vorrei-presentare-un-reclamo-(restituzione,-garanzia)-a-chi-devo-rivolg</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/archiv/punti-surprize/dove-trovo-la-panoramica-dei-miei-punti-raccolti-riscossi</loc>
            <lastmod>2022-01-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-it</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-15</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-2</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-5</loc>
            <lastmod>2025-09-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-16</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-17</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-8</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-11</loc>
            <lastmod>2025-09-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-18</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-19</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-14</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-17</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-20</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-21</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-24</loc>
            <lastmod>2025-09-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-35</loc>
            <lastmod>2025-09-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-23</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-24</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-25</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-26</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-29</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/01-01-30</loc>
            <lastmod>2025-07-01</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-27</loc>
            <lastmod>2025-03-20</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-41</loc>
            <lastmod>2025-04-29</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/01-01-44</loc>
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            <lastmod>2026-01-28</lastmod>
            
            
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            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/one/faq-artikel-zu-one</loc>
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        </url><url>
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            <lastmod>2026-03-03</lastmod>
            
            
        </url><url>
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            <lastmod>2026-03-03</lastmod>
            
            
        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/versamento-(qr-fattura)/la-mia-carta-e-bloccata-perche-mi-sono-dimenticato-di-effettuare-il-pagamento-qual-e-il-modo-piu-ve</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/quando-ricevo-la-fattura-mensile-della-mia-carta-di-credito</loc>
            <lastmod>2022-05-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/cosa-s-intende-per-pagamento-senza-contatto</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/cosa-s-intende-per-pagamento-senza-contatto</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/numero-della-carta-di-validita/cos-e-il-codice-cvc-o-cvv</loc>
            <lastmod>2022-05-19</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/numero-della-carta-di-validita/cos-e-il-codice-cvc-o-cvv</loc>
            <lastmod>2022-05-19</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/cos-e-una-transazione-in-valuta-estera</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/cos-e-una-transazione-in-valuta-estera</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/surprize/programma-bonus-surprize/che-cos-e-surprize</loc>
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            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/cosa-devo-fare-se-ho-ricevuto-un-e-mail-di-phishing</loc>
            <lastmod>2019-10-22</lastmod>
            
            
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            <lastmod>2025-06-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/punti-di-accettazione/cosa-sono-i-punti-di-accettazione-e-come-sono-contrassegnati</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
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            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
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            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/programmi-bonus/quali-programmi-premi-sono-disponibili-per-la-mia-carta</loc>
            <lastmod>2020-02-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/programmi-bonus/quali-programmi-premi-sono-disponibili-per-la-mia-carta</loc>
            <lastmod>2020-02-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/flying-blue/quali-sono-i-requisiti-per-raccogliere-le-miglia-flying-blue</loc>
            <lastmod>2020-02-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/sicurezza-online/chi-risponde-in-caso-di-abuso-della-carta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/sicurezza-online/chi-risponde-in-caso-di-abuso-della-carta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/come-riconosco-un-supplemento-per-il-pagamento-con-carta-(surcharge)-dov’e-indicato</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/come-riconosco-un-supplemento-per-il-pagamento-con-carta-(surcharge)-dov’e-indicato</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/limite-di-spesa/cosa-devo-fare-per-aumentare-il-limite</loc>
            <lastmod>2025-06-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/limite-di-spesa/cosa-devo-fare-per-aumentare-il-limite</loc>
            <lastmod>2025-06-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/contestazione/cosa-devo-fare-per-contestare-un-addebito-ingiustificato</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/contestazione/cosa-devo-fare-per-contestare-un-addebito-ingiustificato</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/carta-supplementare/cosa-devo-fare-per-richiedere-una-carta-supplementare</loc>
            <lastmod>2022-05-19</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/design-personalizzato/cosa-devo-fare-per-richiedere-una-carta-con-immagine-e-logo</loc>
            <lastmod>2024-11-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/addebitamento-diretto-(lsv)/cosa-devo-fare-per-pagare-la-fattura-della-mia-carta-di-credito-con-lsv</loc>
            <lastmod>2025-08-28</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/smart-data-online/cosa-devo-fare-per-richiedere-smart-data-online</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/quanto-dura-la-consegna-di-una-carta-sostitutiva-in-svizzera-e-all-estero</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/quanto-dura-la-consegna-di-una-carta-sostitutiva-in-svizzera-e-all-estero</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/pagamento-rateale/cosa-devo-fare-per-attivare-l-opzione-di-pagamento-rateale</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/bonus-sul-volume/cosa-devo-fare-per-usufruire-del-bonus-sul-volume</loc>
            <lastmod>2025-07-10</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/bonus-sul-volume/cosa-devo-fare-per-usufruire-del-bonus-sul-volume</loc>
            <lastmod>2025-07-10</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/sconti/hertz/cosa-devo-fare-per-usufruire-degli-sconti-di-hertz</loc>
            <lastmod>2025-09-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/sconti/mywine/cosa-devo-fare-per-usufruire-degli-sconti-da-mywine</loc>
            <lastmod>2020-02-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/prelievo-di-contanti/quanto-denaro-in-contanti-e-possibile-prelevare-con-la-carta-di-credito</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/prelievo-di-contanti/quanto-denaro-in-contanti-e-possibile-prelevare-con-la-carta-di-credito</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/dove-trovo-la-panoramica-delle-tasse-it</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/dove-trovo-la-panoramica-delle-tasse-it</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/richiesta-della-carta/dove-posso-ordinare-una-carta-di-credito,-una-mastercard-flex,-una-debit-mastercard-o-una-carta-prep</loc>
            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/richiesta-della-carta/dove-posso-ordinare-una-carta-di-credito,-una-mastercard-flex,-una-debit-mastercard-o-una-carta-prep</loc>
            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/numero-di-conto-della-carta/perche-ho-bisogno-del-numero-di-conto-della-carta</loc>
            <lastmod>2024-09-11</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-26</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-3</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01_07</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-6</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-12</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-17</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-9</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-12</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-13</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-14</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-15</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-20</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-12</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/gioco-d-azzardo/vincite-da-gioco-d-azzardo/ho-vinto-su-una-piattaforma-di-gioco-d’azzardo-all’estero-e-vorrei-che-la-vincita-fosse-versata-sull</loc>
            <lastmod>2022-10-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/codice-pin/non-conosco-il-codice-pin-della-mia-carta-cosa-posso-fare</loc>
            <lastmod>2021-12-06</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/codice-pin/non-conosco-il-codice-pin-della-mia-carta-cosa-posso-fare</loc>
            <lastmod>2021-12-06</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/versamento-(qr-fattura)/vorrei-devo-versare-subito-dei-soldi-sulla-mia-carta-come-posso-fare</loc>
            <lastmod>2022-06-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/versamento-(qr-fattura)/vorrei-devo-versare-subito-dei-soldi-sulla-mia-carta-come-posso-fare</loc>
            <lastmod>2022-06-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/il-supplemento-per-il-pagamento-con-carta-(surcharge)-e-consentito-in-svizzera</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/il-supplemento-per-il-pagamento-con-carta-(surcharge)-e-consentito-in-svizzera</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/programmi-bonus/posso-essere-iscritto-a-piu-programmi-premi-con-la-mia-carta-di-credito</loc>
            <lastmod>2020-02-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/programmi-bonus/posso-essere-iscritto-a-piu-programmi-premi-con-la-mia-carta-di-credito</loc>
            <lastmod>2020-02-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/quando-pago-senza-contatto-devo-inserire-il-codice-nip</loc>
            <lastmod>2020-12-21</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/quando-pago-senza-contatto-devo-inserire-il-codice-nip</loc>
            <lastmod>2020-12-21</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/sicurezza-online/i-rivenditori-e-le-offerte-sono-affidabili</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/sicurezza-online/i-rivenditori-e-le-offerte-sono-affidabili</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/quando-e-addebitata-la-tassa-annuale</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/quando-e-addebitata-la-tassa-annuale</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/smarrimento-della-carta/quanto-costa-far-bloccare-una-carta</loc>
            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/smarrimento-della-carta/quanto-costa-far-bloccare-una-carta</loc>
            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/account-cliente/modifica-dei-dati-personali/cosa-devo-osservare-se-desidero-cambiare-indirizzo</loc>
            <lastmod>2025-06-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/account-cliente/modifica-dei-dati-personali/cosa-devo-osservare-se-desidero-cambiare-indirizzo</loc>
            <lastmod>2025-06-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/moneysend/quali-tasse-o-commissioni-sono-previste-per-la-ricezione-di-denaro-tramite-il-servizio-moneysend</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/prelievo-di-contanti/a-quanto-ammontano-le-tasse-per-prelevare-contanti</loc>
            <lastmod>2022-04-21</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/prelievo-di-contanti/a-quanto-ammontano-le-tasse-per-prelevare-contanti</loc>
            <lastmod>2022-04-21</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/contestazione/cosa-devo-fare-per-contestare-un-addebito-dopo-aver-smarrito-la-carta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/contestazione/cosa-devo-fare-per-contestare-un-addebito-dopo-aver-smarrito-la-carta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/cosa-devo-fare-per-richiedere-una-carta-sostitutiva</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/cosa-devo-fare-per-richiedere-una-carta-sostitutiva</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/limite-di-spesa/cosa-devo-fare-per-sapere-a-quanto-ammonta-il-mio-limite-attuale</loc>
            <lastmod>2025-06-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/limite-di-spesa/cosa-devo-fare-per-sapere-a-quanto-ammonta-il-mio-limite-attuale</loc>
            <lastmod>2025-06-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/come-faccio-a-riconoscere-le-e-mail-di-phishing</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/come-faccio-a-riconoscere-le-e-mail-di-phishing</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/3-d-secure/come-funziona-3-d-secure-per-i-pagamenti-online</loc>
            <lastmod>2026-02-17</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/3-d-secure/come-funziona-3-d-secure-per-i-pagamenti-online</loc>
            <lastmod>2026-02-17</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/pagamento-rateale/a-quando-ammonta-l-importo-minimo-per-il-pagamento-rateale</loc>
            <lastmod>2022-10-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/account-cliente/procura/cosa-devo-fare-per-dare-una-procura-a-un-altra-persona-(p-es-durante-un-assenza-prolungata-all-este</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/account-cliente/procura/cosa-devo-fare-per-dare-una-procura-a-un-altra-persona-(p-es-durante-un-assenza-prolungata-all-este</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/richiesta-della-carta/quanto-tempo-richiede-il-trattamento-della-richiesta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/richiesta-della-carta/quanto-tempo-richiede-il-trattamento-della-richiesta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/flying-blue/cosa-devo-fare-per-raccogliere-le-miglia-flying-blue</loc>
            <lastmod>2024-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/bonus-sul-volume/di-quanto-si-riduce-la-tassa-annuale</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/bonus-sul-volume/di-quanto-si-riduce-la-tassa-annuale</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/perche-non-ho-ricevuto-nessun-conteggio-questo-mese</loc>
            <lastmod>2021-04-13</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/perche-non-ho-ricevuto-nessun-conteggio-questo-mese</loc>
            <lastmod>2021-04-13</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/sconti/hertz/quanto-sconto-riesco-a-ottenere</loc>
            <lastmod>2025-09-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/dove-trovo-i-dettagli-sulla-conversione-della-valuta</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/dove-trovo-i-dettagli-sulla-conversione-della-valuta</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/numero-di-conto-della-carta/dove-trovo-il-numero-di-conto-della-carta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/smart-data-online/dove-posso-accedere-a-smart-data-online</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-11</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-15</loc>
            <lastmod>2025-09-17</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-23</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-20</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-11</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-it</loc>
            <lastmod>2025-09-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-47</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-13</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-14</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-21</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-22</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-15</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-23</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-18</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-21</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-24</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-29</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-24</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-25</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-26</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-27</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-27</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-32</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-35</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-38</loc>
            <lastmod>2024-01-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-44</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-16</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01_00-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/versamento-(qr-fattura)/ho-pagato-la-mia-fattura-perche-la-mia-carta-rimane-comunque-bloccata</loc>
            <lastmod>2022-04-12</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/versamento-(qr-fattura)/ho-pagato-la-mia-fattura-perche-la-mia-carta-rimane-comunque-bloccata</loc>
            <lastmod>2022-04-12</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/l’applicazione-di-un-supplemento-per-il-pagamento-con-carta-e-vietato-dalla-legge</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/l’applicazione-di-un-supplemento-per-il-pagamento-con-carta-e-vietato-dalla-legge</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/numero-di-conto-della-carta/l’avere-disponibile-sul-conto-della-carta-di-credito-o-prepaid-presso-viseca-e-sufficientemente-prot</loc>
            <lastmod>2024-09-10</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/sicurezza-online/il-mio-computer-e-affidabile</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/sicurezza-online/il-mio-computer-e-affidabile</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/3-d-secure/devo-registrarmi-per-poter-usufruire-di-3-d-secure</loc>
            <lastmod>2026-02-17</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/3-d-secure/devo-registrarmi-per-poter-usufruire-di-3-d-secure</loc>
            <lastmod>2026-02-17</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/perche-applicate-una-tassa-per-l-invio-della-fattura-cartacea</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/perche-applicate-una-tassa-per-l-invio-della-fattura-cartacea</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/limite-di-spesa/cosa-si-intende-per-limite-globale</loc>
            <lastmod>2022-05-19</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/limite-di-spesa/cosa-si-intende-per-limite-globale</loc>
            <lastmod>2022-05-19</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/quanto-costa-una-carta-sostitutiva</loc>
            <lastmod>2023-12-07</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/quanto-costa-una-carta-sostitutiva</loc>
            <lastmod>2023-12-07</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/moneysend/quali-tasse-o-commissioni-sono-previste-per-l’invio-di-denaro-tramite-il-servizio-moneysend</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/quale-corso-di-cambio-utilizza-viseca-card-services-sa-per-la-conversione-delle-valute-estere</loc>
            <lastmod>2024-09-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/quale-corso-di-cambio-utilizza-viseca-card-services-sa-per-la-conversione-delle-valute-estere</loc>
            <lastmod>2024-09-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/bonus-sul-volume/quali-sono-i-requisiti-per-usufruire-del-bonus-sul-volume</loc>
            <lastmod>2025-07-10</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/bonus-sul-volume/quali-sono-i-requisiti-per-usufruire-del-bonus-sul-volume</loc>
            <lastmod>2025-07-10</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/cosa-devo-fare-per-ottenere-una-copia-della-fattura-relativa-alla-carta-di-credito-o-del-conteggio-r</loc>
            <lastmod>2021-01-08</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/cosa-devo-fare-per-ottenere-una-copia-della-fattura-relativa-alla-carta-di-credito-o-del-conteggio-r</loc>
            <lastmod>2021-01-08</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/flying-blue/per-cosa-si-possono-utilizzare-le-miglia-flying-blue</loc>
            <lastmod>2020-02-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/account-cliente/procura/cosa-devo-fare-per-conferire-procure-per-aziende</loc>
            <lastmod>2022-08-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/account-cliente/procura/cosa-devo-fare-per-conferire-procure-per-aziende</loc>
            <lastmod>2022-08-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/design-personalizzato/cosa-devo-fare-per-passare-dalla-business-card-argento-a-una-carta-dal-design-personalizzato</loc>
            <lastmod>2024-11-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/cosa-devo-fare-per-proteggere-la-carta-e-i-dati-della-carta-da-un-abuso</loc>
            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/cosa-devo-fare-per-proteggere-la-carta-e-i-dati-della-carta-da-un-abuso</loc>
            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/dove-posso-pagare-senza-contatto</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/dove-posso-pagare-senza-contatto</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-19</loc>
            <lastmod>2025-09-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-41</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-35</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-it</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-it</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/05-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/05-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-9</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_01-it</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/la-mia-carta-e-danneggiata-cosa-posso-fare</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/la-mia-carta-e-danneggiata-cosa-posso-fare</loc>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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            <lastmod>2025-07-03</lastmod>
            
            
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            <lastmod>2025-07-03</lastmod>
            
            
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            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/07-01-17</loc>
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            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
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        </url><url>
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            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/prelievo-di-contanti/quanto-denaro-contante-e-possibile-prelevare-con-la-carta-di-debito-con-la-funzione-di-debito-di-u</loc>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-16</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-9</loc>
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        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-4</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-1</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/06-01-1</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
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        </url><url>
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            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/cos-e-un-punto-di-accettazione-estero</loc>
            <lastmod>2019-10-22</lastmod>
            
            
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/cosa-devo-fare-se-ho-gia-fornito-dati-sensibili-(numero-della-carta,-ecc-)-in-un-e-mail-di-phishing</loc>
            <lastmod>2022-05-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/codice-pin/cosa-devo-fare-all’estero</loc>
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        </url><url>
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            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
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        </url><url>
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        </url><url>
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            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
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            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
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            <lastmod>2025-07-03</lastmod>
            
            
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            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/quali-vantaggi-offre-la-funzione-senza-contatto-sulla-carta</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/quali-vantaggi-offre-la-funzione-senza-contatto-sulla-carta</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/wie-wird-das-unternehmen-bei-einer-einzel-abrechnung-uber-die-abrechnungen-informiert</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/wie-wird-das-unternehmen-bei-einer-einzel-abrechnung-uber-die-abrechnungen-informiert</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-19</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-21</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-22</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-23</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-27</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-32</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-35</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-38</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/09-01-it</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/09-01-it</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-it</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-it</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-it</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-it</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-it</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-it</loc>
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-01-it</loc>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/09-03-it</loc>
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            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/cos’e-la-commissione-giochi</loc>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/programmi-bonus/posso-essere-iscritto-a-piu-programmi-premi-con-la-mia-carta-di-credito</loc>
            <lastmod>2020-02-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/quando-pago-senza-contatto-devo-inserire-il-codice-nip</loc>
            <lastmod>2020-12-21</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/3-d-secure/devo-registrarmi-per-poter-usufruire-di-3-d-secure</loc>
            <lastmod>2026-02-17</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/sicurezza-online/i-rivenditori-e-le-offerte-sono-affidabili</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/quando-e-addebitata-la-tassa-annuale</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/smarrimento-della-carta/quanto-costa-far-bloccare-una-carta</loc>
            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/carta-virtuale-monouso/quanto-costa-la-carta-virtuale-monouso</loc>
            <lastmod>2026-01-06</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/account-cliente/modifica-dei-dati-personali/cosa-devo-osservare-se-desidero-cambiare-indirizzo</loc>
            <lastmod>2025-06-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/moneysend/quali-tasse-o-commissioni-sono-previste-per-la-ricezione-di-denaro-tramite-il-servizio-moneysend</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/prelievo-di-contanti/a-quanto-ammontano-le-tasse-per-prelevare-contanti</loc>
            <lastmod>2022-04-21</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/contestazione/cosa-devo-fare-per-contestare-un-addebito-dopo-aver-smarrito-la-carta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/cosa-devo-fare-per-richiedere-una-carta-sostitutiva</loc>
            <lastmod>2025-03-20</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/limite-di-spesa/cosa-devo-fare-per-sapere-a-quanto-ammonta-il-mio-limite-attuale</loc>
            <lastmod>2025-06-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/come-faccio-a-riconoscere-le-e-mail-di-phishing</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/pagamento-rateale/a-quando-ammonta-l-importo-minimo-per-il-pagamento-rateale</loc>
            <lastmod>2022-10-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/surprize/programma-bonus-surprize/come-posso-partecipare-al-programma-bonus-surprize-e-a-quali-condizioni</loc>
            <lastmod>2023-03-15</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/account-cliente/procura/cosa-devo-fare-per-dare-una-procura-a-un-altra-persona-(p-es-durante-un-assenza-prolungata-all-este</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/richiesta-della-carta/quanto-tempo-richiede-il-trattamento-della-richiesta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/flying-blue/cosa-devo-fare-per-raccogliere-le-miglia-flying-blue</loc>
            <lastmod>2024-11-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/bonus-sul-volume/di-quanto-si-riduce-la-tassa-annuale</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/perche-non-ho-ricevuto-nessun-conteggio-questo-mese</loc>
            <lastmod>2021-04-13</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/sconti/hertz/quanto-sconto-riesco-a-ottenere</loc>
            <lastmod>2025-09-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/dove-trovo-i-dettagli-sulla-conversione-della-valuta</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/numero-di-conto-della-carta/dove-trovo-il-numero-di-conto-della-carta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/expense/dove-posso-accedere-a-expense</loc>
            <lastmod>2020-03-19</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/smart-data-online/dove-posso-accedere-a-smart-data-online</loc>
            <lastmod>2019-12-18</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-11</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/02-01-3</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/02-01-23</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-20</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-11</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-12</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-it</loc>
            <lastmod>2025-09-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-47</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-13</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-14</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-21</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-22</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-23</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-24</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-29</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-25</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-26</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-27</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-32</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-35</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-38</loc>
            <lastmod>2024-01-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-44</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/versamento-(qr-fattura)/ho-pagato-la-mia-fattura-perche-la-mia-carta-rimane-comunque-bloccata</loc>
            <lastmod>2022-04-12</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/l’applicazione-di-un-supplemento-per-il-pagamento-con-carta-e-vietato-dalla-legge</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/numero-di-conto-della-carta/l’avere-disponibile-sul-conto-della-carta-di-credito-o-prepaid-presso-viseca-e-sufficientemente-prot</loc>
            <lastmod>2024-09-10</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/sicurezza-online/il-mio-computer-e-affidabile</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/carta-virtuale-monouso/posso-memorizzare-la-carta-nel-mio-wallet,-come-apple-pay-o-google-pay</loc>
            <lastmod>2026-01-06</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/perche-applicate-una-tassa-per-l-invio-della-fattura-cartacea</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/limite-di-spesa/cosa-si-intende-per-limite-globale</loc>
            <lastmod>2022-05-19</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/quanto-costa-una-carta-sostitutiva</loc>
            <lastmod>2023-12-07</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/moneysend/quali-tasse-o-commissioni-sono-previste-per-l’invio-di-denaro-tramite-il-servizio-moneysend</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/surprize/programma-bonus-surprize/quali-partner-offrono-buoni-e-quali-sono-i-premi-materiali-acquistabili</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/quale-corso-di-cambio-utilizza-viseca-card-services-sa-per-la-conversione-delle-valute-estere</loc>
            <lastmod>2024-09-04</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/bonus-sul-volume/quali-sono-i-requisiti-per-usufruire-del-bonus-sul-volume</loc>
            <lastmod>2025-07-10</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/cosa-devo-fare-per-ottenere-una-copia-della-fattura-relativa-alla-carta-di-credito-o-del-conteggio-r</loc>
            <lastmod>2021-01-08</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/flying-blue/per-cosa-si-possono-utilizzare-le-miglia-flying-blue</loc>
            <lastmod>2020-02-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/account-cliente/procura/cosa-devo-fare-per-conferire-procure-per-aziende</loc>
            <lastmod>2022-08-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/design-personalizzato/cosa-devo-fare-per-passare-dalla-business-card-argento-a-una-carta-dal-design-personalizzato</loc>
            <lastmod>2024-11-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/cosa-devo-fare-per-proteggere-la-carta-e-i-dati-della-carta-da-un-abuso</loc>
            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/pagamenti-senza-contatto/dove-posso-pagare-senza-contatto</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/carta-virtuale-monouso/​cosa-succede-dopo-aver-utilizzato-la-carta</loc>
            <lastmod>2026-01-06</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-19</loc>
            <lastmod>2025-09-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/03-01-15</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/03-01-41</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-35</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-it</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-11</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-21</loc>
            <lastmod>2025-09-16</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-22</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-12</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-23</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-24</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-25</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-13</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/04-01-14</loc>
            <lastmod>2025-08-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-26</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-27</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-28</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-29</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/04-01-30</loc>
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            <lastmod>2025-03-20</lastmod>
            
            
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            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
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            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-9</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/07-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/surprize/programma-bonus-surprize/la-partecipazione-al-programma-bonus-comporta-dei-costi-a-mio-carico</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/smarrimento-della-carta/carta-sostitutiva/la-mia-carta-e-danneggiata-cosa-posso-fare</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/perche-non-e-possibile-ricevere-il-conteggio-per-e-mail</loc>
            <lastmod>2022-05-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/limite-di-spesa/cosa-si-intende-per-limite-della-carta</loc>
            <lastmod>2022-05-19</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/cos-e-il-phishing</loc>
            <lastmod>2022-05-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/codice-pin/a-cosa-devo-fare-attenzione-quando-pago-con-il-codice-nip</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/quali-alternative-ho-a-disposizione-se-non-accetto-di-pagare-la-tassa-per-l-invio-della-fattura-cart</loc>
            <lastmod>2022-05-05</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/moneysend/quale-funzionalita-offre-oggi-moneysend</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/programmi-bonus/bonus-sul-volume/cosa-viene-preso-in-considerazione-per-il-bonus-sul-volume</loc>
            <lastmod>2025-07-10</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/quale-data-e-rilevante-per-la-conversione-delle-transazioni-in-valuta-estera</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/chi-riscuote-il-supplemento-per-il-pagamento-con-carta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
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            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
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            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
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            <lastmod>2022-04-22</lastmod>
            
            
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        </url><url>
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        </url><url>
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        </url><url>
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            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
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            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/05-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/05-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/05-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/05-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/05-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-4</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-4</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/07-01-17</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/10-01-47</loc>
            <lastmod>2025-03-25</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/e-possibile-richiedere-il-rimborso-del-supplemento-per-il-pagamento-con-carta</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/conteggio/cosa-si-intende-per-conteggio-collettivo</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/sicurezza-online/cosa-devo-osservare-per-i-resi</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/valuta-estera/quali-tasse-si-pagano-sulle-transazioni-in-valuta-estera</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/carta-virtuale-monouso/qual’e-il-limite-impostato-per-le-carte-virtuali-monouso</loc>
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            <loc>https://www.viseca.ch/it/general/faqs/kategorien/surprize-programmi-bonus/surprize/programma-bonus-surprize/quali-vantaggi-mi-offre-surprize</loc>
            <lastmod>2020-02-27</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/pagamento/versamento-(qr-fattura)/cosa-devo-fare-per-modificare-la-mia-relazione-bancaria</loc>
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            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/come-contatta-viseca-i-propri-clienti,-e-quali-misure-di-sicurezza-segue</loc>
            <lastmod>2022-05-09</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/prelievo-di-contanti/quanto-denaro-contante-e-possibile-prelevare-con-la-carta-di-debito-con-la-funzione-di-debito-di-u</loc>
            <lastmod>2023-04-26</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/com-e-indicata-la-tassa-amministrativa-sulle-transazioni-in-valuta-estera-e-le-transazioni-estere</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/codice-pin/come-mai-non-posso-piu-effettuare-pagamenti-con-la-firma</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/05-01-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool-gk/05-01-it</loc>
            <lastmod>2025-07-03</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-it</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-16</loc>
            <lastmod>2025-04-29</lastmod>
            
            
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            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/06-01_00-16</loc>
            <lastmod>2025-04-29</lastmod>
            
            
        </url><url>
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            <lastmod>2025-04-29</lastmod>
            
            
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            <lastmod>2025-07-07</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/account-cliente,-one-servizi-digitali/one-servizi-digitali/carta-virtuale-monouso/sono-assicurato-per-gli-acquisti-effettuati-con-la-carta-virtuale-monouso</loc>
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            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/carte/tasse/cos-e-un-punto-di-accettazione-estero</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/smarrimento-della-carta-sicurezza/sicurezza/phishing/cosa-devo-fare-se-ho-gia-fornito-dati-sensibili-(numero-della-carta,-ecc-)-in-un-e-mail-di-phishing</loc>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/le-carte-come-usarle/uso-della-carta/codice-pin/cosa-devo-fare-all’estero</loc>
            <lastmod>2019-10-22</lastmod>
            
            
        </url><url>
            <loc>https://www.viseca.ch/it/general/faqs/kategorien/conteggio-pagamento/conteggio/supplemento-per-pagamenti-con-carta-(surcharge)/cosa-bisogna-fare-se-viene-addebitato-un-supplemento-per-il-pagamento-con-carta</loc>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/07-01-7</loc>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-44</loc>
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        </url><url>
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        </url><url>
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        </url><url>
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        </url><url>
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            <loc>https://www.viseca.ch/it/general/faq-versicherungen/pool/08-01-19</loc>
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        </url><url>
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        </url><url>
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        </url><url>
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