Conditions for employees of Viseca
Summary of fees for credit cards and prepaid cards

(valid as of 1 April 2022)

Classification: Internal


Silver/Classic

Annual fee

Primary card
free of charge
instead of CHF 100
Annual fee

Additional card
free of charge
instead of CHF 25
Transactions in foreign currency

Processing fee

free of charge
instead of 1.75%
Transactions in CHF abroad

Processing fee

free of charge
instead of 1.75%
Commission for cash withdrawals

4%,
min. CHF 10
Credit interest rate/interest rate on arrears (annual interest rate)

12%
Late payment

Processing fee
CHF 20
Payment by instalments

Minimum monthly payment of the total outstanding monthly bill amount
5%,
min. CHF 100
Payment by instalments in three monthly instalments within 90 days

Minimum monthly payment of the total outstanding monthly bill amount
33%,
min. CHF 100
plus outstanding fees and instalments as per GTCs 2.1
Mailing of paper bills

Per bill
 

CHF 2
Electronic bill/transaction overview

Via "one" digital service
free of charge
Payments made at post office

Per payment
CHF 2.90
PIN code replacement

free of charge
Replacement card

CHF 20
Card blocking

free of charge
Special mailing: bill, card, PIN

free of charge
Reprints (copies): bill, statement of interest paid, etc.

Per copy
free of charge
SMS services

Per SMS
CHF 0.50
Phone support

Per call
free of charge
Commission for top-ups

Per top-up
not relevant
Commission for reimbursement

Per payment to a bank or postal account
free of charge