One card, everything sorted

With your Viseca card, you always have the right currency to hand, wherever you are in the world.

A lifestyle choice

Viseca credit cards and PrePaid cards make cashless payment the simplest thing in the world. You can also take advantage of the many benefits Viseca offers in partnership with Mastercard and Visa. Whether making a cashless payment, shopping online, booking a flight to New York or paying for a drink at a hotel bar.

Viseca uses the latest technology to make your card even better and more flexible. Your security is particularly important to us, never more so than when shopping online.

Cashless payments 

Save yourself the worry of not having enough cash. You can use your credit card or PrePaid card to pay for almost anything these days – at more than 43 million points of sale. These include hotels, restaurants and shops as well as machines, petrol stations and car parks. And with VisecaOne, you have full control over your spending at all times.

In contrast to lost or stolen cash, you are not liable if your card is stolen or lost. Provided you take due care, we assume liability for the fraudulent spending and credit the amount involved back to you.

Contactless payment

Have you ever made a contactless payment? Give it a try. Simply hold your card up to the contactless payment terminal and that's it. You can quickly and easily pay amounts up to CHF 40 without entering your PIN. For larger amounts, you must still enter your PIN or sign.

Contactless transactions are just as secure as regular card payments and are subject to the most stringent international security standards. Your data are dynamically encrypted during transmission, and identification and approval take a split second using wireless technology (NFC). Provided you take due care, you are not liable for any financial damages.
 

More on contactless payment

Payments in foreign currency

Save yourself the hassle of changing foreign currency: with your credit card, you'll always have the right currency handy. You can also increase your credit card limit temporarily, as required. This gives you maximum financial freedom at all times.

Tips:

  • Before paying abroad, check the currency listed on the terminal. In the EU area in particular, it is increasingly common for the purchase amount to be shown in Swiss francs. However, the local exchange rate is often higher than the rate applied by Viseca
  • If you are staying abroad for an extended period, you should regularly check your statement in the VisecaOne app and report any complaints within 30 days of the statement date, in writing, to our Customer Care Center. Alternatively, you can arrange for someone you trust to check your statement. However, you must issue that person with a power of attorney
More on card security abroad

Cash withdrawals

With your card and your PIN code, you can withdraw cash anywhere in the world in the respective national currency. See here for a list of precise locations:

To the Mastercard directory
To the Visa directory

Withdrawals at an ATM in Switzerland using a Kantonalbank, Raiffeisen Group, RBA Bank, Migros Bank or Bank Cler credit card will be debited directly to your bank account, provided you have activated the "Direct Debit" function at your bank.

Shopping online

You can use your credit card or prepaid card without hesitation for online purchases. In VisecaOne, we have developed a new security standard which makes online shopping easy, quick and secure. You can also use our free digital service; register today!

More on internet security