Comparison of the benefits of the new Mastercard Commercial cards (from 1 September 2025)

What’s new for Silver cards from 1 September 2025?

• New design after expiry of the validity period
• Virtual single-use cards* in CHF for more security when shopping online
• Simplified expense analysis thanks to all-in-one PDF reporting and transaction downloads
• Simple connection of many expense management tools
• Purchases are now insured with reliable purchase protection and covered by an extended warranty for an extra year
• Practical legal protection package for legal matters
• Thanks to the turnover bonus, you can now save the entire annual fee

What will change for Silver cards from 1 September 2025?

• The annual fee for the Mastercard^® Commercial Silver card and additional cards is now CHF 85 per card
• The processing fee for transactions in foreign currencies is 1.5%
• The commission for cash withdrawals in Switzerland and abroad is 4%, with a minimum of CHF 10
• The default interest (annual interest) is 14.90%
• Travel insurance, the Corporate Liability Waiver and the Hertz discount are no longer offered. All travel bookings until 31 August 2025 remain insured under the previous insurance conditions. The new insurance conditions will automatically come into force on 1 September 2025.
• The Picture Card option is no longer available. It will be replaced by a card in the new design after the expiry date.
• The same insurance benefits will apply to your travel and purchasing cards as to the Silver cards. The fees remain unchanged.

Comparison of Silver card benefits

What’s new for Gold cards from 1 September 2025?

• New design after expiry of the validity period
• Virtual single-use cards* in CHF for more security when shopping online
• Simplified expense analysis thanks to all-in-one PDF reporting and transaction downloads
• Simple connection of many expense management tools
• Priority Pass with access to over 1 600 airport lounges 
• Purchases are now insured with reliable purchase protection and covered by an extended warranty for an extra two years
• Practical legal protection package for legal matters

What will change for Gold cards from 1 September 2025?

• The annual fee for the Mastercard^® Commercial Gold card and additional cards is now CHF/EUR/USD 170 per card
• The processing fee for transactions in foreign currencies is 1.0%
• The commission for cash withdrawals in Switzerland and abroad is 4%, with a minimum of CHF 10
• The default interest (annual interest) is 14.90%
• Travel accident insurance, fully comprehensive car hire insurance and the Corporate Liability Waiver are no longer offered. The new insurance conditions will automatically come into force on 1 September 2025.
• The Picture Card option is no longer available. It will be replaced by a card in the new design after the expiry date.
• The same insurance benefits will apply to your travel and purchasing cards as to the Gold cards. The fees remain unchanged.

Comparison of Gold card benefits