Mastercard® Business Card Silver credit card

With Viseca’s Business Card Silver, you can keep a close eye on your business spending at all times. Our innovative payment method is a real SME credit card. It simplifies your administration, reduces expenses effort and improves cost control, since it provides you with all the key information in real time. 

Services

Cashless payments
Accepted worldwide: Your credit card is welcomed at over 43 million points of sale worldwide.

Contactless payment
Wherever you see the contactless symbol, you can briefly hold your credit card up to the payment terminal and that's it, you've paid. For small amounts you don't even have to enter your PIN; it's easy, quick and secure.

Buying online
Registering for 3-D Secure is essential if you want to securely buy and pay online, whenever you like. You only need to register once in VisecaOne.

VisecaOne online services
VisecaOne is the online service for easy and secure payment on the Internet. VisecaOne enables you to conveniently check and confirm online payments via a smartphone app (3-D Secure). Viseca Masterpass is a digital wallet developed by Mastercard. There's no need to enter your card details and delivery address, as these are stored. Masterpass is automatically activated in your VisecaOne account.

Special points
Unique design for CHF 40 per year

Billing
Consolidated monthly statement with individual notifications, information sheet to all cardholders on request.

Online management tool
With the free online expense tool eXpense, you can keep track of all your expenses and spending anytime, anywhere.

Turnover bonus
For each card with annual turnover of at least CHF 10,000, you will only pay half the annual fee for that card in the subsequent year.

Insurance

Travel and Air Accident Insurance
Travel and air accident insurance provides cover if you suffer death, accident or disability as a passenger in a means of transportation. The insured benefits are transport and rescue costs up to CHF 60,000 per year and compensation in the event of disability or death of up to CHF 300,000 per year.

Other services

24-hour assistance
The specialists who provide our 24-hour assistance service are available on +41 58 958 82 85 both day and night, will organise assistance for you in an emergency (providing you with the addresses of doctors, hospitals and lawyers worldwide) and offer you advice in emergencies abroad.

Preferential prices
MyWine: The wine experience that comes with your credit card – exclusive offers with preferential prices and money-back guarantee.

Discount on car hire: You can enjoy up to 20% discount on the "non-prepaid standard" rate at Hertz.

Liability in the event of theft/loss
Provided you take due care, you are not liable for financial damages. In the event of loss or unauthorised use of your card, contact our Customer Service immediately.

Fees

Annual fee
First card CHF 100
Each additional card CHF 50

Replacement card worldwide
CHF 20, usually within two working days in Switzerland or three to six working days abroad.

Commission for cash withdrawals
3.5% at ATMs worldwide
Switzerland: min. CHF 5
Abroad: min. CHF 10

4% at bank counters worldwide
Min. CHF 10

Transactions in foreign currency
Amount at selling rate for foreign exchange + 1.5% processing fee

Credit interest/interest on arrears (annual interest)
14,93%

General Terms and Conditions and documents

General Terms and Conditions (GTC)
Conditions for the use of Viseca Card Services SA Business Cards and Corporate Cards
PDF-Download

General Insurance Conditions (GIC)
Viseca Card Services SA General Insurance Conditions (GIC)
PDF-Download

Fee schedule
Fee schedule for commercial cards PDF-Download

Information for new customers
Please first complete the basic application for the master account and don't forget the enclosures and documents mentioned in Section 6. For each employee card required, please complete a card application.

Authorised signatories
List of authorised signatories PDF-Download