Transport accident insurance

The worst-case scenario happening on a trip is not something we want to think about. And yet very rarely it does occur. Unfortunately, Viseca cannot undo any harm to life and limb. But we can help those affected through the worst as well as possible. Our transport accident insurance offers compensation in case of accidents resulting in disability or death that you experience as a passenger on an insured means of transportation.

Transport accident insurance offers compensation in case of accidents resulting in disability or death that you could experience as a passenger on an insured means of transportation (e.g. bus, train, taxi, plane, ship).

The insurance covers the cardholder (primary, second, additional and partner cards), their spouse or partner or registered partner living in the same household and children under the age of 25 who are entitled to support, provided they live in the same household or are resident in Switzerland.

The insurance covers the following means of transport:

  • public transport or means of transport
  • rental bicycle
  • rental motorised bicycle
  • rental motorcycle
  • rental car (passenger car, minibus, motorhome, camper van)
  • rental boat (with sail/engine)
  • helicopter
  • boat
  • ski lift
  • taxi

The following prerequisites must be met for the insurance to provide cover:

  • The insured person suffers an accident as a passenger in an insured means of transportation, resulting in disability or death.
  • At least 60% of the transport costs were paid for with a Viseca credit card or, as a mandatory requirement, with the credit function of a combined payment card.

The following maximum insured sums apply per event and per person:

  • CHF 300 000: World Mastercard Silver, Visa Classic, Visa GKB HCD Card, World Mastercard Flex Silver (credit function), Kiwanis Mastercard Gold, MercedesCard Mastercard and Visa Collect Card.
  • CHF 500 000: World Mastercard Gold, Visa Gold, World Mastercard Flex Gold (credit function) and Flying Blue World Mastercard.
  • CHF 1 000 000: Visa Platinum


There is no policy excess.

Do you want to report a claim?

Here you can access the claims portal

Any questions?

More information about the required documents can be found in our FAQs.
Further information

Detailed conditions and exclusions are provided in the Insurance Conditions.

Contact insurer

‚ÄčTel. +41 44 283 38 05 or e-mail