Collision damage insurance on hired vehicles


On your business trip, you are involved in an accident with your hire car. Luckily, no one was hurt. But your hire car suffered damage. Are the costs of the accident insured?

With the Mastercard® Corporate Card or Mastercard® Business Card, you don’t have to worry, because when you use your credit card to pay for at least 50% of the costs of the car hire, fully comprehensive insurance and collision damage excess waiver insurance are included.

The following qualify as insured events:

  • Insurance excess payable as a result of damage incurred by the hire vehicle or theft of the vehicle during the hire period. Reimbursement is subject to the condition that the insured event is covered by other insurance for which an excess is payable.
  • Damage: a sudden, violent, involuntary, external detrimental effect on the hire vehicle or damage caused by fire or vandalism.
  • Theft or robbery.

This insurance covers up to five people (cardholders, employees and non-employees) per business trip when at least 50% of the overall costs are paid with one or more insured card(s).

The following maximum insured sums apply:

Collision damage excess waiver on hire vehicles
 Up to CHF 10'000 per incident: Mastercard® Business Card Gold, Mastercard® Corporate Card Gold

Fully comprehensive insurance for hire vehicles
 Up to CHF 100'000 per incident: Mastercard® Business Card Gold, Mastercard® Corporate Card Gold

No excess is payable.

The following requirements must be met to qualify for insurance cover:
  • An excess is charged by the hire company due to damage that occurred to the hire car.
  • At least 50% of the costs of the car hire were paid for with a valid Viseca credit card.
Do you want to report a claim?
Contact the insurer by phone +41 22 939 22 11 or e-mail

Any questions?

More information about the required documents can be found in our FAQs.

Further information

Detailed conditions and exclusions are provided in the General Insurance Conditions.
Contact insurer