Collision damage excess waiver on hired vehicles

Have you ever been standing at the car rental company counter and suddenly realised that you don’t know which insurance policies you’re supposed to take out? Collision insurance for hired vehicles normally covers damage to and theft of the vehicle. However, if making a claim, you usually have to pay an excess. The collision damage excess waiver on hired vehicles covers the excess in the event of damage to or theft of the hired vehicle and is essentially a form of supplementary insurance for your collision policy.

The insurance covers hired vehicles with a total weight of up to 3,500 kg.

The following conditions must be met in order for insurance cover to be provided:

• An excess incurred by the lessor is invoiced as a result of damage to the hired vehicle.
• At least 50% of the costs for the hired vehicle were paid for using a Viseca Commercial Gold credit card.

The following maximum insured amount applies per event:

• CHF 10,000: Mastercard Commercial Card Gold

No excess applies.

The insurance policy is included in the annual fee for your Viseca Commercial credit card and does not incur any additional fees.