Viseca Silver/Classic credit card

The best-selling credit card is the most popular means of payment for everyday life at home and epic adventures worldwide. Take advantage of a host of extras!

surprize points for rewards and vouchers
Travel and luggage insurance
Cyber protection for online purchases
1-year extended warranty and purchase protection
Card made from recycled plastic
Overview of spending with the award-winning “one” app

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For all those who enjoy plenty of extras

The perfect travel companion

Simply book your dream holiday with our Mastercard Silver or Visa Classic and enjoy a carefree trip. The insurance covers not just you, but also fellow travellers from the same household and your luggage.

The guaranteed shopping experience

If you pay for a device costing more than CHF 100 on your card, we will extend the warranty by one year. We will also guarantee you the best price so that you do not pay more than necessary. That way, shopping brings lasting joy.

The special reward

As you spend it, so it comes back. For every franc you pay with your credit card, you will earn valuable surprize points. These can be redeemed in your “one” app for rewards or vouchers from H&M, Manor, SBB, Ikea and many other partners.

The ultimate protection on the Internet

Any misuse of your data and accounts can have serious consequences. Our Mastercard Silver and Visa Classic protect your online purchases – including lawyers’ fees and legal costs.

The helpful services

Your card comes with security and freedom. Use the convenient mobile payment and flexible payment options. The practical “one” app also enables you to keep track of everything – wherever and whenever.

The Insurance Conditions for private payment cards of Viseca Card Services SA shall apply in all cases.

Card details and documents

Rewards programme

surprize

With surprize, you collect valuable points with every purchase, which you can redeem in the rewards shop for attractive vouchers, rewards or donations. You receive 1 surprize point for every franc spent.

Insurance

Insurance while travelling

Trip Cancellation Insurance

You’ve been looking forward to your vacation, but shortly before you’re due to depart an emergency occurs making it impossible for you to leave as planned? If you paid for at least 60% of the trip with your credit card, you are insured against unforeseen events before the trip. If you are unable to start your trip or can only start later, you will be reimbursed for cancellation or rebooking costs up to CHF 10 000 per event, as long as the trip does not last longer than 90 days.

Trip Interruption Insurance

What if you have to shorten, interrupt or extend your trip? If you paid for at least 60% of the trip with your credit card, you are insured against unforeseen events during the trip. The insurance reimburses you for the costs of the unused part of your trip as well as additional costs for the return trip and accommodation up to CHF 7 500 per event, as long as the trip does not last more than 90 days.

Transport Accident Insurance

Transport accident insurance offers compensation in case of accidents resulting in disability or death that you could experience as a passenger on a means of transportation. Insured benefits include compensation in case of disability or death of up to CHF 300 000 per event.

Search and rescue costs

If you go missing during a trip or need to be physically rescued from an emergency situation, the costs for search, rescue and recovery will be covered up to CHF 60 000 per event.

Delayed luggage Insurance

Did your luggage ever fail to arrive at the same time and destination as you? Now help is in sight, because when you travel by public transport, if your luggage fails to turn up within four hours of arrival at your holiday destination, your expenses for the purchase of essential items are covered up to CHF 500 per event.

To qualify, you must have paid for at least 60% of the trip with your credit card.

Insurance when shopping

Extended Warranty

What if your mobile phone suddenly breaks just after the warranty period expires? If you used your credit card for at least 60% of the purchase and it is worth at least CHF 100.– , the warranty cover will be extended automatically by 12 months at no extra cost. Under the warranty, replacement and repair costs are reimbursed up to CHF 2 000 per claim.

Purchase Protection and Transport Insurance

You’re thrilled with the digital camera you just bought yourself. Excited to try it out, you accidentally drop it and it breaks. No problem! If you paid for at least 60% of your purchases with your credit card and they are worth at least CHF 50, they are insured for 30 days after purchase against theft or damage up to CHF 1 000 per claim.

Price protection insurance

Did you find your newly purchased television at a better price at another Swiss vendor up to 14 days later? If you paid for at least 60% of your purchase with your card and the price difference is at least CHF 30, you will be reimbursed this difference up to CHF 2 000 per claim.

Cyber services

Online account protection

What if your access data have been stolen and money has been debited from your account? With online account protection, financial losses due to misuse of your accounts, cards and mobile devices are insured up to CHF 5 000 per case.

Online legal protection

What if you have been deeply insulted on a social media platform, or a photo of you or your child can be found on the internet without your consent? If you happen to become the victim of an internet crime, online legal protection will help you defend your interests. Online legal protection will assert your claims and cover lawyers’ fees and legal costs up to CHF 5 000 per case.

In the event of a claim, please contact +41 44 283 38 05.

Assistance services

24-hour assistance

In an emergency, the specialists who provide our 24-hour assistance on +41 44 283 34 18 organise the help you need, providing the addresses of doctors, hospitals or lawyers and advice in emergency situations abroad.

Services

"one" online services

"one" is the online service for easy and secure payment on the Internet. "one" enables you to conveniently check and confirm online payments via a smartphone app (3-D Secure).

Cashless payments

Accepted worldwide: Your credit card is welcomed at over 43 million points of sale worldwide.

Contactless payment

Wherever you see the contactless symbol, you can briefly hold your credit card up to the payment terminal and that's it, you've paid. For small amounts you don't even have to enter your PIN; it's easy, quick and secure.

Buying online

Registering for 3-D Secure is essential if you want to securely buy and pay online, whenever you like. You only need to register once in "one".

Payment by instalments option

Greater financial flexibility when paying the outstanding amount on your monthly balance. Decide yourself whether you want to pay in instalments (min. 5% of the outstanding amount or CHF 100, APR min. 13%) or pay the full invoice amount.

* This requires an additionally agreed instalment option with a credit limit. The granting of credit is prohibited if it may lead to overindebtedness.

Other services

Free statement

Instead of a paper statement (for which a charge is made), you can choose to receive your monthly statement electronically as a PDF file. Activate this service in your VisecaOne customer portal.

Option of receiving your paperless statement as a PDF in VisecaOne (ISR/direct debit) or as an e-invoice directly in e-banking (ISR).

SMS services

With the SMS services you have full control worldwide over the available card limits and much more. Simple and convenient – a real benefit.

Additional card

Share the many credit card benefits with your partner or another person of your choice (max. 2 cards).

Liability in the event of theft/loss

Provided you take due care, you are not liable for financial damages. In the event of loss or unauthorised use of your card, contact our Customer Service immediately.

Hertz Discount

Discount on car hire: You can enjoy up to 15% discount on the "non-prepaid standard" rate at Hertz.

MyWine

Your credit card will bring you a whole new wine experience, with a wide range of selected quality wines at attractive prices.

Fees

Fee schedule

Fee schedule for credit and prepaid cards

General Terms and Conditions and documents

Card application

Card application Viseca Silver

Additional card

General Terms and Conditions (GTC)

General Terms and Conditions for Payment Cards issued by Viseca Card Services SA (Private)

Insurance Conditions

Viseca Card Services SA Insurance Conditions

Other products