The credit card for more financial flexibility – welcomed everywhere.
Transport accident insurance offers compensation in case of accidents resulting in disability or death that you could experience as a passenger on an insured means of transportation (e.g. bus, train, taxi, plane, ship). With the Visa/Mastercard Gold credit card, up to CHF 500'000 are covered per event in case of disability or death.
If you go missing during a trip or need to be physically rescued from an emergency situation, the costs for search, rescue and recovery will be covered up to CHF 60 000 per event.
You’ve been looking forward to your vacation, but shortly before you’re due to depart an emergency occurs making it impossible for you to leave as planned? If you paid for at least 60% of the trip with your credit card, you are insured against unforeseen events before the trip. If you are unable to start your trip or can only start later, you will be reimbursed for cancellation or rebooking costs up to CHF 20 000 per event, as long as the trip does not last longer than 90 days.
What if you have to shorten, interrupt or extend your trip? If you paid for at least 60% of the trip with your credit card, you are insured against unforeseen events during the trip. The insurance reimburses you for the costs of the unused part of your trip as well as additional costs for the return trip and accommodation up to CHF 15 000 per event, as long as the trip does not last more than 90 days.
If a medical emergency occurs while you are travelling abroad, our 24-hour medical travel assistance service offers the help you need and assumes the costs of your return trip, return transport and repatriation as well as medical treatment up to 250 000 per event. In order to receive compensation, the trip may not last longer than 90 days. Contact us in case of emergency on + 41 44 283 34 18.
Did your luggage ever fail to arrive at the same time and destination as you? Now help is in sight, because when you travel by public transport, if your luggage fails to turn up within four hours of arrival at your holiday destination, your expenses for the purchase of essential items are covered up to CHF 1 000 per event. To qualify, you must have paid for at least 60% of the trip with your credit card, and it may last no longer than 90 days.
n future, you can start every trip feeling relaxed and secure. With luggage insurance, your luggage is insured against theft, damage or loss during the trip up to CHF 5 000 per event. To qualify, you must have paid for at least 60% of the trip with your credit card, and it may last no longer than 90 days
Comprehensive hire car insurance typically covers vehicle damage and theft. In the event of a claim, you usually still have to bear the excess. If you paid at least 60% of the vehicle hire with your credit card, the collision damage excess waiver on hired vehicles covers the excess in case of hire care damage or theft up to CHF 10 000.– per event and is supplementary to the comprehensive insurance.
Did you find your newly purchased television at a better price at another Swiss vendor 14 days later? If you paid for at least 60% of your purchase with your card and the price difference is at least CHF 30.–, you will be reimbursed this difference up to CHF 2 000 per claim.
What if your mobile phone suddenly breaks just after the warranty period expires? If you used your credit card for at least 60% of the purchase and it is worth at least CHF 100.– , the warranty cover will be extended automatically by 24 months at no extra cost. Under the warranty, replacement and repair costs are reimbursed up to CHF 5 000 per claim
You’re thrilled with the digital camera you just bought yourself. Excited to try it out, you accidentally drop it and it breaks. No problem! If you paid for at least 60% of your purchases with your credit card and they are worth at least CHF 50.–, they are insured for 30 days after purchase against theft or damage up to CHF 1 000 per claim.
In an emergency, the specialists who provide our 24-hour assistance on +41 44 283 34 18 organise the help you need, providing the addresses of doctors, hospitals or lawyers and advice in emergency situations abroad.
Share the many credit card benefits with your partner or another person of your choice (max. 2 cards).
Discount on car hire: You can enjoy up to 15% discount on the "non-prepaid standard" rate at Hertz.
Fee schedule for credit and prepaid cards
General Terms and Conditions for Payment Cards issued by Viseca Card Services SA (Private)
Viseca Card Services SA Insurance Conditions