Viseca Silver/Classic Credit Card

The credit card for everyday use – belongs in every wallet.

Services
Insurance
Other services
Fees
General Terms and Conditions and documents

Services

Cashless payments

Accepted worldwide: Your credit card is welcomed at over 43 million points of sale worldwide.

Contactless payment

Wherever you see the contactless symbol, you can briefly hold your credit card up to the payment terminal and that's it, you've paid. For small amounts you don't even have to enter your PIN; it's easy, quick and secure.

Buying online

Registering for 3-D Secure is essential if you want to securely buy and pay online, whenever you like. You only need to register once in "one".

Payment by instalments option

Greater financial flexibility when paying the outstanding amount on your monthly balance. Decide yourself whether you want to pay in instalments (min. 5% of the outstanding amount or CHF 100, APR min. 12%) or pay the full invoice amount.

Rewards programme

surprize

"one" online services

"one" is the online service for easy and secure payment on the Internet. "one" enables you to conveniently check and confirm online payments via a smartphone app (3-D Secure).

Insurance

Transport Accident Insurance

Transport accident insurance offers compensation in case of accidents resulting in disability or death that you could experience as a passenger on a means of transportation. Insured benefits include compensation in case of disability or death of up to CHF 300 000 per event.

Trip Cancellation Insurance

You’ve been looking forward to your vacation, but shortly before you’re due to depart an emergency occurs making it impossible for you to leave as planned? If you paid for at least 60% of the trip with your credit card, you are insured against unforeseen events before the trip. If you are unable to start your trip or can only start later, you will be reimbursed for cancellation or rebooking costs up to CHF 10 000 per event, as long as the trip does not last longer than 90 days.

Trip Interruption Insurance

What if you have to shorten, interrupt or extend your trip? If you paid for at least 60% of the trip with your credit card, you are insured against unforeseen events during the trip. The insurance reimburses you for the costs of the unused part of your trip as well as additional costs for the return trip and accommodation up to CHF 7 500 per event, as long as the trip does not last more than 90 days.

Price protection insurance

Have you just bought a new television and within 14 days found out that somewhere else is selling it cheaper? If you paid for your purchase with your credit card, the price difference will be refunded to you up to CHF 2,000 per year.

Extended Warranty

What if your mobile phone suddenly breaks just after the warranty period expires? If you used your credit card for at least 60% of the purchase and it is worth at least CHF 100.– , the warranty cover will be extended automatically by 12 months at no extra cost. Under the warranty, replacement and repair costs are reimbursed up to CHF 2 000 per claim.

24-hour assistance

In an emergency, the specialists who provide our 24-hour assistance on +41 44 283 34 18 organise the help you need, providing the addresses of doctors, hospitals or lawyers and advice in emergency situations abroad.

Other services

Free electronic statement

Instead of a paper statement (for which a charge is made), you can choose to receive your monthly statement electronically as a PDF file. Activate this service in your VisecaOne customer portal.

Option of receiving your paperless statement as a PDF in VisecaOne (ISR/direct debit) or as an e-invoice directly in e-banking (ISR).

SMS services

With the SMS services you have full control worldwide over the available card limits and much more. Simple and convenient – a real benefit.

Additional card

Share the many credit card benefits with your partner or another person of your choice (max. 2 cards).

Payment types

Payment slip (ISR)

Preferential prices

MyWine: The wine experience that comes with your credit card – exclusive offers with preferential prices and money-back guarantee.

Discount on car hire: You can enjoy up to 20% discount on the "non-prepaid standard" rate at Hertz.

Securicard and SecuricardPlus

Securicard is a card blocking and key finder service, for which a charge is payable. Securicard blocks all your registered credit, debit and customer cards for you, including your ID card and your SIM card.

Liability in the event of theft/loss

Provided you take due care, you are not liable for financial damages. In the event of loss or unauthorised use of your card, contact our Customer Service immediately.