Price protection insurance

At last you can get your home cinema set up. You've rearranged the living room and finally created space for your new, giant curved-screen TV. But now you discover that you could have bought the exact same TV in a small store in the city centre a little cheaper. This is where Viseca comes in: If you paid with your credit card, the difference is refunded to you – no fuss.

What is insured?

The price difference between the purchased item and the identical, cheaper equivalent which you can prove you discovered within 14 days of the purchase.

Who is insured?

The cardholder (main, second, additional and partner cards).

Sums insured

The following maximum sums insured apply:

CHF 1,000 per card and year: Mastercard Flex Bronze (prepaid option), Mastercard Prepaid and Visa Prepaid
CHF 2,000 per card and year: World Mastercard Flex Silver (credit option), World Mastercard Silver, Visa Classic, Visa GKB HCD Card, World Mastercard Flex Gold (credit option), World Mastercard Gold, Visa Gold and Flying Blue World Mastercard

There is no excess.

What are the prerequisites for insurance cover?

To take advantage of the insurance cover, the following conditions must be met:

An insured event occurs.
The entire purchase was paid for with a valid Mastercard Prepaid, Visa Prepaid, World Mastercard Silver, Visa Classic, Visa GKB HCD Card, World Mastercard Gold, Visa Gold or Flying Blue World Mastercard
Both the purchased product and its cheaper equivalent originate from a merchant based in Switzerland
The purchased item and the equivalent are identical (same item number, same specifications, same accessories, same colour and size, etc.)
The price difference is at least CHF 30
There is dated proof of the identical equivalent offer