Price protection insurance

Your home cinema is finally ready for action. You have refurnished your living room and finally created space for your new huge curved TV. And now you discover that you could have bought the exact same TV in a small shop in the city centre for a lot less. This is where Viseca’s price protection insurance comes in: If you paid with your credit card, the insurance will refund you the price difference without further ado.

Did you find your newly purchased television at a better price at another Swiss vendor up to 14 days later? The price difference will be reimbursed to you if it is at least CHF 30.

The insurance covers movable items for private purposes.

The following prerequisites must be met for the insurance to provide cover:

  • At least 60% of the price of the insured item was paid with a credit card / prepaid card or, as a mandatory requirement, with the credit/prepaid function of a combined payment card from Viseca.
  • The insured item is intended for private purposes.
  • Both the purchased item and its cheaper equivalent originate from a merchant based in Switzerland (e.g. retail store, mail-order business, online supplier).
  • The identical, cheaper equivalent can be proven to have been discovered within 14 days of the purchase.
  • The price difference is at least CHF 30.

The following maximum insured sums apply per event:

  • CHF 1 000: Prepaid Mastercard, Prepaid Visa and Mastercard Flex Bronze (prepaid function).
  • CHF 2 000: World Mastercard Silver/Gold, Visa Classic/Gold, World Mastercard Flex Silver/Gold (credit function), Visa GKB HCD Card and Flying Blue World Mastercard.
  • CHF 4 000: Visa Platinum


There is no policy excess.

Do you want to report a claim?

Here you can access the claims portal

Any questions?

More information about the required documents can be found in our FAQs.
Further information

Detailed conditions and exclusions are provided in the Insurance Conditions.
Contact insurer

​Tel. +41 44 283 38 05 or e-mail