Price protection insurance

At last you can get your home cinema set up. You've rearranged the living room and finally created space for your new, giant curved-screen TV. But now you discover that you could have bought the exact same TV in a small store in the city centre a little cheaper. This is where Viseca comes in: If you paid with your credit card, the difference is refunded to you – no fuss.

The price difference between the purchased item and the identical, cheaper equivalent which you can prove you discovered within 14 days of the purchase.

The cardholder (main, second, additional and partner cards).

The following maximum sums insured apply:

  • CHF 1,000 per card and year: PrePaid Mastercard and PrePaid Visa
  • CHF 2,000 per card and year: World Mastercard Silver, Visa Classic, Visa GKB HCD Card, World Mastercard Gold, Visa Gold and Flying Blue World Mastercard

There is no excess.

To take advantage of the insurance cover, the following conditions must be met:

  • An insured event occurs.
  • The entire purchase was paid for with a valid Mastercard Prepaid, Visa Prepaid, World Mastercard Silver, Visa Classic, Visa GKB HCD Card, World Mastercard Gold, Visa Gold or Flying Blue World Mastercard
  • Both the purchased product and its cheaper equivalent originate from a merchant based in Switzerland
  • The purchased item and the equivalent are identical (same item number, same specifications, same accessories, same colour and size, etc.)
  • The price difference is at least CHF 30
  • There is dated proof of the identical equivalent offer

Do you want to report a claim?


Claim forms are available in the downloads area.

Any questions?

More information about the required documents can be found in our FAQs.
Further information

Detailed conditions and exclusions are provided in the General Insurance Conditions.

Contact Viseca

Tel. +41 58 958 80 44 or help@viseca.ch