Amendment of the General Terms and Conditions and changes to the fee schedule applicable to your card as of 1 July 2017

Here is an overview of the most important changes affecting our credit cards and PrePaid cards:

Exchange rate

In future, foreign currencies will be converted to the currency in which your card is denominated at an exchange rate set by Viseca Card Services SA (private customers: Section 5.2 GTC / business customers: Section 5 GTC). The exchange rate and the date of the currency conversion will be shown on your credit card bill. 

Commission for cash withdrawals made with personal cards

The fee for cash withdrawals made at ATMs and bank counters worldwide will be 4% or a minimum of CHF/EUR/USD 10 (previously at ATMs: 3.5% in Switzerland, min. CHF 5 or EUR/USD 3.50, and 3.5% abroad, min. CHF 10 or EUR/USD 7; previously at bank counters: 4% worldwide, min. EUR/USD 7).

General Terms and Conditions and fees as of 1 July 2017

Summary of fees applicable to private customers / business customers
General Terms and Conditions for private customers / business customers

For further information, please consult our FAQs on fees and foreign currencies.