Any customer who owns a card from Viseca Card Services SA can make cashless payments at over 43 million locations worldwide. In the event of theft or loss, the card will be replaced – unlike cash. Cardholders can take advantage of attractive additional services such as a high-quality insurance package, VisecaOne, a payment-by-instalments option, and the surprize bonus scheme. Cardholders who fulfil their duty of care are not liable for financial damages. For foreign currency transactions involving the use of cards, Viseca Card Services SA applies an exchange rate that is more favourable than the banknote rate used for cash transactions.