Collision damage excess waiver on hired vehicles

You’ve only just landed in Nice and already you’re gliding along the coastal road towards Provence in your rented convertible. In front of you is the azure blue sea, glistening in the sun. Behind you is a huge motorcycle that comes up close, urging you to speed up. And on your right, this scooter appears out of nowhere. A glancing collision occurs, which fortunately leaves everyone unscathed, but there’s a clearly visible scratch on your side door. It’s good that you paid for your rental car with your Gold card. Our collision damage excess waiver on hired vehicles covers the entire excess payable in the event of damage and theft. So, thanks to Viseca, you will never have to take out a separate excess waiver again.

Have you ever hired a car and felt uncertain about what kind of insurance you really need for it? Comprehensive hire car insurance typically covers vehicle damage and theft. In the event of a claim, you usually still have to bear the excess. The collision damage excess waiver on hired vehicles covers the excess in case of vehicle damage or theft and is supplementary to the comprehensive insurance.

The insurance covers hired vehicles with a total weight of up to 3 500 kg.

The following prerequisites must be met for the insurance to provide cover:

  • An excess is charged by the hire company due to damage that occurred to the rental vehicle.
  • At least 60% of the costs for the rental vehicle were paid for with a valid Viseca credit card or, as a mandatory requirement, with the credit function of a valid combined payment card.

The following maximum insured sum applies per event:

  • CHF 10 000: World Mastercard Gold, Visa Gold, World Mastercard Flex Gold (credit function), Flying Blue World Mastercard and Visa Platinum


There is no policy excess.

Do you want to report a claim?

Here you can access the claims portal

Any questions?

More information about the required documents can be found in our FAQs.
Further information

Detailed conditions and exclusions are provided in the Insurance Conditions.
Contact insurer

​Tel. +41 44 283 38 05 or e-mail