Collision damage excess waiver on hired vehicles

You've just landed in Nice and you're heading for Provence along the coastal road in your hired cabriolet. Ahead of you is the azure blue ocean, glistening in the sun. Behind you is a big motorbike, right on your tail and pushing you to drive faster. Suddenly, the bike appears out of nowhere to the right of you. It scrapes the side of your vehicle as it passes; happily, it is a very minor accident, but it leaves a clearly visible scratch on the side door. Luckily, you paid for your hire car with your Gold card. Our collision damage excess waiver fully covers the excess payable in the event of damage and theft. Thanks to Viseca, therefore, you never have to separately arrange an excess waiver.

Cover is provided for the excess payable as a result of damage to the hired vehicle or as a result of the theft of the hired vehicle during the hire period. The prerequisite for compensation is an event covered by another insurance policy and the resulting excess.

The cardholder benefits from insurance cover (main, second, additional and partner cards).

The following maximum insured amounts apply to World Mastercard Flex Gold (credit option), World Mastercard Gold, Visa Gold and Flying Blue World Mastercard:

  • CHF 10,000 for the excess per claim (unlimited p.a.)

 There is no excess.

To take advantage of the insurance cover, the following conditions must be met:

  • An insured event occurs
  • The hire was paid for entirely with a valid World Mastercard Gold, Visa Gold or Flying Blue World Mastercard
  • Another insurance policy covers the damage which gave rise to the excess

Do you want to report a claim?


Claim forms are available in the downloads area.

Any questions?

More information about the required documents can be found in our FAQs.
Further information

Detailed conditions and exclusions are provided in the General Insurance Conditions.

Contact Viseca

Tel. +41 58 958 80 44 or help@viseca.ch