Transport accident insurance

Transport accident insurance offers compensation in case of accidents resulting in disability or death that you could experience as a passenger on an insured means of transportation (e.g. bus, train, taxi, plane, ship).

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The insurance covers the cardholder (primary, second, additional and partner cards), their spouse or partner living in the same household and children under the age of 25 who are entitled to support, provided they live in the same household or are resident in Switzerland.

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The insurance covers the following means of transport:

• public transport or means of transport
• rental bicycle
• rental motorised bicycle
• rental motorcycle
• rental car (passenger car, minibus, motorhome, camper van)
• rental boat (with sail/engine)
• helicopter
• boat
• ski lift
• taxi

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The following prerequisites must be met for the insurance to provide cover:

• The insured person suffers an accident as a passenger in an insured means of transportation, resulting in disability or death.
• At least 60% of the transport costs were paid for with a Viseca credit card.

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The following maximum insured sums apply per event and per person:

• CHF 300 000: World Mastercard Silver, Visa Classic, Visa GKB HCD Card and Visa Collect Card.
• CHF 500 000: World Mastercard Gold, Visa Gold and Flying Blue World Mastercard.
• CHF 1 000 000: Visa Platinum

There is no policy excess.

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The insurance is included in the annual fee for your Viseca card and does not cause any additional costs.

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The insurance is included with the following Viseca credit cards:

• World Mastercard Silver/Gold
• Visa Classic/Gold
• Visa GKB HCD Card
• Flying Blue World Mastercard
• Visa Platinum
• Kiwanis Mastercard Gold
• Visa Collect Card

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Coverage applies worldwide as well as in Switzerland.

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The insurance covers accidents as a passenger in an insured means of transport (including boarding and disembarking) resulting in disability or death.

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tems excluded from the insurance cover include the following:

• Breach of official regulations
• Lack of official identity documents and permits
• Abuse of alcohol, drugs or medicines
• Suicide or attempted suicide
• Participation in strikes or unrest
• Consequences of acts of war
• Grossly negligent or deliberate actions/omissions
• Commission of crimes

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Please inform the insurer about the event immediately.

Send the claim form and the following documents to the insurer as soon as possible:

• Booking confirmation for the means of transport
• Evidence of disability or death certificate

If you have any questions, contact the insurer by phone on +41 44 283 38 05.

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No. To benefit from insurance cover, you must use a Viseca credit card or, as a mandatory requirement, the credit function of a combined payment card to pay for at least 60% of the transport costs.

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The exact conditions can be found in the Insurance Conditions for private payment cards of Viseca Card Services SA
 

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